20 Year vs 30 Year Term Life Insurance

Bottom line

When comparing 20 year term life insurance policy to a 30 year term, you’re going to need to make sure you don’t under or over insure yourself. Most consumers initially underinsure themselves when they evaluate their potential financial losses. For the majority of consumers, a 30 year term life policy provides better coverage. It will be more expensive compared to a 20 year term life policy, but depending on your age- it may not be significant.

Make sure you compare rates from the top life insurance companies in the USA with our free instant life insurance calculator.

You can also use our quote tool on this page to start comparing companies and rates today, or feel free to call us to get a customized quote and learn more about getting the right life insurance coverage for you. We’ll gladly help you find the best 20 year or 30 year term life policy- whichever one works best for you and your family.

Since we have access to the best carriers, we aren’t tied down to any particular company and can give you unbiased suggestions. We can even show you money saving strategies like using “save age” or “life insurance laddering” – to save you even more money.

Thank you for reading our post, 20 Year vs 30 Year Term Life Insurance. To learn more about life insurance, make sure to visit our page Life Insurance 101 or find out how much you may end up paying for coverage on our Life Insurance Rates by Age page.

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