Best Life Insurance for Muscular Dystrophy [7 Tips to Get Qualified]

We hope our post, Best Life Insurance for Muscular Dystrophy was helpful. If you’d like to learn more about Muscular Dystrophy, we’ve put together a quick MD 101 below. Also, if you’d like to leave a comment or ask us a question – please scroll to the bottom the post. 

Muscular Dystrophy 101

Muscular Dystrophy is a disease of the skeletal muscular system.  It causes structural or functional changes in the muscular system. Muscular Dystrophy exhibits some typical symptoms such as weakness in the arms &/or the legs.  However, this weakness does not necessarily mean a loss of sensation or reflexes will occur. This muscle weakness may be constant or sporadic.

Additional symptoms can include poor balance and frequent falling.  A loss of muscle mass, a decreased ability to walk, and changes in gait. Also, an overall limitation in motor movements and contractures and deformation of joints may occur.  A curvature of the spine as well as eyelids that droop may occur.

It is best if your Muscular Dystrophy is managed and diagnosed early.  It is a chronic and progressive health condition which can manifest into tissue and muscle cell death.

The most severe types of Muscular Dystrophy is Duchenne muscular dystrophy, Congenital muscular dystrophy, Limb-girdle muscular dystrophy, and Emery-Dreifuss muscular dystrophy.  With these types of muscular dystrophy, it will be more difficult to provide multiple life insurance options. This is because these types typically have a shorter lifespan. You may only have a Final Expense or Guaranteed Issue policy as an option. With some companies you will be denied altogether.

The following are 5 types of muscular dystrophy that typically don’t have a shorter lifespan. They are Myotonicmuscular dystrophy, Oculopharyngeal muscular dystrophy, Distal, Becke muscular dystrophyr and Facioscapulohumeral muscular dystrophy.

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