We hope our post, Best Life Insurance for Muscular Dystrophy was helpful. If you’d like to learn more about Muscular Dystrophy, we’ve put together a quick MD 101 below. Also, if you’d like to leave a comment or ask us a question – please scroll to the bottom the post.
Muscular Dystrophy 101
Muscular Dystrophy is a disease of the skeletal muscular system. It causes structural or functional changes in the muscular system. Muscular Dystrophy exhibits some typical symptoms such as weakness in the arms &/or the legs. However, this weakness does not necessarily mean a loss of sensation or reflexes will occur. This muscle weakness may be constant or sporadic.
Additional symptoms can include poor balance and frequent falling. A loss of muscle mass, a decreased ability to walk, and changes in gait. Also, an overall limitation in motor movements and contractures and deformation of joints may occur. A curvature of the spine as well as eyelids that droop may occur.
It is best if your Muscular Dystrophy is managed and diagnosed early. It is a chronic and progressive health condition which can manifest into tissue and muscle cell death.
The most severe types of Muscular Dystrophy is Duchenne muscular dystrophy, Congenital muscular dystrophy, Limb-girdle muscular dystrophy, and Emery-Dreifuss muscular dystrophy. With these types of muscular dystrophy, it will be more difficult to provide multiple life insurance options. This is because these types typically have a shorter lifespan. You may only have a Final Expense or Guaranteed Issue policy as an option. With some companies you will be denied altogether.
The following are 5 types of muscular dystrophy that typically don’t have a shorter lifespan. They are Myotonicmuscular dystrophy, Oculopharyngeal muscular dystrophy, Distal, Becke muscular dystrophyr and Facioscapulohumeral muscular dystrophy.