How Your Weight Affects Your Life Insurance Rates

Preferred Plus

People with Preferred Plus health rates pay the lowest rates for their insurance. To be in this category, you need to be in very good shape. For example, in the United States the average height of a grown man is about 5’10”, while the average height of a grown woman is slightly less than 5’5”. A man who is of average height should generally be no more than 196lbs. A woman of average height should be around 148lbs or less.

Of course, people come in all different heights, and that is why many insurance underwriters follow weight charts that list corresponding healthy weights with each height. For example, a woman is who 5’11” can weigh 175lbs and be perfectly healthy, while a man who is 6’4” can weigh 230lbs.

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