Lincoln Financial Group doesn’t offer a whole life policy option
This is a shame for those who need whole life insurance, even though I usually suggest term for the majority of situations. Universal life insurance is ideal if you require a permanent life insurance policy that is more affordable than whole life.
Be mindful that several life insurance companies will provide the option on your behalf to modify your term life insurance to a whole life policy over the duration of the insured time.
Lincoln Financial Group doesn’t, but you can change to a Universal Life policy. Further, as standard for most insurance providers, you will find several informal stories online sent by people who are disgruntled with their experience from an insurance program that Lincoln Financial Group provided.