Why can’t I lie on a life insurance application?

You may have asked yourself, “Why can’t I lie on a life insurance application?”

For a variety of reasons, there are people who feel like bending the truth isn’t a big deal when applying for life insurance with the top life insurance companies.

There are times when I speak with people that tell little white lies and there are some that tell the biggest of lies.

So why does this happen?

The majority of the time people are hoping for a couple of scenarios.

  1. Perhaps bending the truth will improve their chances of their life insurance policy getting approved.
  2. The other is in hopes of getting approved at a lower premium.

This usually occurs when applicants omit health or history information during the application process. Unfortunately, both will result in poor outcomes.

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