USAA Life Insurance Company | 2022 Insurer Review

USAA Term Life Insurance

USAA offers regular term life insurance policies. This is typically the most affordable option because it’s temporary coverage. USAA offers up to 30 years of coverage. Your policy will have a set amount of coverage over a chosen duration of 10, 15, 20, 25 or 30-year term.

Your premiums and coverage will remain consistent over the life of your term. You can also elect for additional coverage during your deployment with a guaranteed Service-members Group Life Insurance (SGLI) replacement after your service has ended.

USAA Whole Life Insurance

USAA’s whole life insurance plan may be considered the most simple type of life insurance, but also the most expensive. This policy provides you lifetime coverage that pays out a death benefit to your named beneficiary. 

USAA Combination Life Insurance (Term & Whole Life)

USAA offers a combination life insurance option. With this option, you’ll combine a term and simplified issue insurance policy. This coverage provides protection while you’re young and old. The term provides temporary coverage in your younger years while the final expense policy will cover you in your golden years.

USAA Universal Life Insurance

Universal life insurance is more expensive than term life, but provides coverage for your entire life. Universal Life is a flexible permanent life insurance policy in that it can have flexible premiums and death benefits.

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