Chewing Tobacco Life Insurance Blood Test

With an insurance provider who is understanding and willing to charge non-smoker rates, he will only end up paying around $101 a month.

However, if Kevin goes to one of the many life insurance providers who don’t consider dip and chewing tobacco different from cigarettes, he will likely be offered the same coverage at a whopping $295 per month!

Obviously, there is a big difference between the two types of rates, and this difference is even more apparent when you crunch the numbers further. With smoker’s rates, Kevin would end up paying $2,328 more per year.

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