Category: Insurance

Life Insurance with Accelerated Death Benefit

Term life insurance is a great thing to have in and of itself, but it can be transformed into even better coverage for your life if you understand policy attachments. An Accelerated Death Benefit is one of these attachments. It is just one more way of making sure that your eventual passing does not come […]

Learn Index Universal Life Pros and Cons

Index Universal Life Pros and Cons With indexed universal life, the insurer doesn’t invest your premium dollars into the general investment account. Instead, it uses a very precise mix of bond investments and index call options to pay interest based on the upward movement of a stock market index. A call option is the right, […]

Tips and Tricks for Affordable Life Insurance

Decide How Much Coverage You Need Before you can start shopping for life insurance, you first need to determine how much coverage you need. The amount of coverage you need will obviously impact the price you pay, so it is important to get this part right. Every situation is different, but financial experts typically recommend […]

North American Company Life Insurance Review

North American is a Financially Strong Company This company currently has over $13 Billion in total assets, which indicates it is financially strong. We showed that North American holds an A+ rating with both A.M Best and Standard and Poor’s (S&P). That means you shouldn’t be overly concerned about them going bankrupt and not being […]

Why can’t I lie on a life insurance application?

You may have asked yourself, “Why can’t I lie on a life insurance application?” For a variety of reasons, there are people who feel like bending the truth isn’t a big deal when applying for life insurance with the top life insurance companies. There are times when I speak with people that tell little white […]

Best Life Insurance For Breast Cancer Survivors [Top 3 tips]

Breast Cancer Life Insurance Facts & Stats What Is Breast Cancer? Breast cancer is a malignant tumor developed from breast cells. It typically starts in one of two places: Cells of lobules – milk-generating glands Cells of ducts – passages that send milk from lobules to nipple In rare cases, the disease can start in […]

Life Insurance with Celiac Disease

Best life insurance companies for digestive tract disorders With so many variations of digestive tract disorders and the combinations of severity, it may seem overwhelming trying to find the right company.   Every life insurance carrier will look at your situation differently and makes your research extremely difficult, if not impossible. That’s why Life Insurance […]

Least Expensive Life Insurance for 46 Year Old in 2022!

#1: Consider a no exam life insurance policy This tip is for those of us who don’t go to their doctor regularly. Typically, in the event that you haven’t had a physical in the previous year or more, a Non Med life insurance policy can be appropriate. Time and time again, we work with people who opt to […]