Term life insurance is a great thing to have in and of itself, but it can be transformed into even better coverage for your life if you understand policy attachments. An Accelerated Death Benefit is one of these attachments. It is just one more way of making sure that your eventual passing does not come […]

If you’re shopping for Life Insurance for a 30 year old woman – you’ve come to the right place. Purchasing a life insurance policy may not be at the forefront of your mind when you turn 30, but the truth is that this is a great time to apply. Life Insurance for a 30 year […]

Index Universal Life Pros and Cons With indexed universal life, the insurer doesn’t invest your premium dollars into the general investment account. Instead, it uses a very precise mix of bond investments and index call options to pay interest based on the upward movement of a stock market index. A call option is the right, […]

Decide How Much Coverage You Need Before you can start shopping for life insurance, you first need to determine how much coverage you need. The amount of coverage you need will obviously impact the price you pay, so it is important to get this part right. Every situation is different, but financial experts typically recommend […]

North American is a Financially Strong Company This company currently has over $13 Billion in total assets, which indicates it is financially strong. We showed that North American holds an A+ rating with both A.M Best and Standard and Poor’s (S&P). That means you shouldn’t be overly concerned about them going bankrupt and not being […]

You may have asked yourself, “Why can’t I lie on a life insurance application?” For a variety of reasons, there are people who feel like bending the truth isn’t a big deal when applying for life insurance with the top life insurance companies. There are times when I speak with people that tell little white […]

Breast Cancer Life Insurance Facts & Stats What Is Breast Cancer? Breast cancer is a malignant tumor developed from breast cells. It typically starts in one of two places: Cells of lobules – milk-generating glands Cells of ducts – passages that send milk from lobules to nipple In rare cases, the disease can start in […]

Best life insurance companies for digestive tract disorders With so many variations of digestive tract disorders and the combinations of severity, it may seem overwhelming trying to find the right company.   Every life insurance carrier will look at your situation differently and makes your research extremely difficult, if not impossible. That’s why Life Insurance […]

Getting Life Insurance With Depression or Anxiety It may not seem fair but life insurance underwriters will use the entire population to base their decision… not just you as a person. However, there are ways you can ensure your application is a bit more personal.  The goal is to make sure the underwriter has the […]

#1: Consider a no exam life insurance policy This tip is for those of us who don’t go to their doctor regularly. Typically, in the event that you haven’t had a physical in the previous year or more, a Non Med life insurance policy can be appropriate. Time and time again, we work with people who opt to […]